{"id":273252,"date":"2026-09-09T03:01:06","date_gmt":"2026-09-09T08:01:06","guid":{"rendered":"https:\/\/langcom.org\/?p=273252"},"modified":"2026-09-09T03:01:06","modified_gmt":"2026-09-09T08:01:06","slug":"b2-%e9%87%91%e9%92%b1%e8%af%8d%e6%b1%87-b2","status":"publish","type":"post","link":"https:\/\/langcom.org\/zh\/blog\/b2-money-vocabulary-b2\/","title":{"rendered":"\u638c\u63e1B2\u7ea7\u91d1\u878d\u8bcd\u6c47\uff1a\u91d1\u878d\u5fc5\u5907\u8bcd\u6c47"},"content":{"rendered":"<div class=\"lc-answer\"><strong>\u638c\u63e1\u91d1\u878d\u9886\u57df\u7684\u5173\u952e\u8bcd\u6c47\uff0c\u5bf9\u4e8e\u7528\u82f1\u8bed\u81ea\u4fe1\u5730\u8ba8\u8bba\u91d1\u878d\u8bdd\u9898\u81f3\u5173\u91cd\u8981\u3002.<\/strong> \u5728B2\u7ea7\u522b\uff0c\u4f60\u9700\u8981\u8d85\u8d8a\u57fa\u7840\u8bcd\u6c47\uff0c\u638c\u63e1\u4e0e\u4e2a\u4eba\u7406\u8d22\u3001\u5546\u4e1a\u548c\u7ecf\u6d4e\u5b66\u76f8\u5173\u7684\u8bcd\u6c47\u3002\u8fd9\u5305\u62ec\u7406\u89e3\u8bf8\u5982 <span data-no-translation>debt<\/span>, \uff0c\u5373\u6240\u6b20\u6b3e\u9879\uff0c\u4ee5\u53ca <span data-no-translation>income<\/span>, \uff0c\u5373\u4f60\u5b9a\u671f\u83b7\u5f97\u7684\u6536\u5165\u3002\u4f60\u8fd8\u9700\u8981\u4e86\u89e3\u5982\u4f55\u8c08\u8bba\u7406\u8d22\uff0c\u4f8b\u5982\u5236\u5b9a\u4e00\u4e2a <span data-no-translation>budget<\/span> \u4ee5\u89c4\u5212\u652f\u51fa\uff0c\u6216\u8fdb\u884c <span data-no-translation>investments<\/span> \u4ee5\u5b9e\u73b0\u8d22\u5bcc\u589e\u957f\u3002\u6b64\u5916\uff0c\u4e86\u89e3\u8bf8\u5982 <span data-no-translation>interest rate<\/span> \u5173\u4e8e\u8d37\u6b3e\u6216\u2026\u2026\u7684\u91cd\u8981\u6027 <span data-no-translation>donations<\/span> \u5bf9\u6148\u5584\u673a\u6784\u800c\u8a00\u81f3\u5173\u91cd\u8981\u3002\u638c\u63e1\u8fd9\u4e9b\u672f\u8bed\u53ca\u5176\u5e38\u89c1\u642d\u914d\uff0c\u4f8b\u5982 <span data-no-translation>pay off a loan<\/span> \u6216 <span data-no-translation>make a living<\/span>, \uff0c\u5c06\u5e2e\u52a9\u60a8\u66f4\u51c6\u786e\u5730\u7528\u82f1\u8bed\u9605\u8bfb\u8d22\u7ecf\u65b0\u95fb\u3001\u7406\u89e3\u7ecf\u6d4e\u8ba8\u8bba\u5e76\u7ba1\u7406\u4e2a\u4eba\u8d22\u52a1\u3002\u672c\u6587\u5c06\u4e3a\u60a8\u8bb2\u89e3\u8fd9\u4e9b\u5173\u952e\u8bcd\u6c47\u548c\u77ed\u8bed\u3002.<\/div>\n<h2>\u5bf9\u4e8eB2\u7ea7\u5b66\u4e60\u8005\u6765\u8bf4\uff0c\u54ea\u4e9b\u662f\u5fc5\u5907\u7684\u91d1\u878d\u8bcd\u6c47\uff1f<\/h2>\n<p>\u8981\u60f3\u6709\u6548\u5730\u8ba8\u8bba\u91d1\u878d\u8bdd\u9898\uff0c\u4f60\u9700\u8981\u638c\u63e1\u4e00\u4e9b\u7279\u5b9a\u7684\u540d\u8bcd\u548c\u540d\u8bcd\u77ed\u8bed\u3002\u8fd9\u4e9b\u8bcd\u8bed\u63cf\u8ff0\u4e86\u91d1\u94b1\u548c\u8d22\u52a1\u72b6\u51b5\u7684\u5404\u4e2a\u65b9\u9762\u3002.<\/p>\n<ul>\n<li>\n<p><span data-no-translation><strong>Debt<\/strong><\/span>: \u8fd9\u662f\u4f60\u6b20\u53e6\u4e00\u4e2a\u4eba\u6216\u7ec4\u7ec7\u7684\u94b1\u3002\u8bb8\u591a\u4eba\u90fd\u6709 <span data-no-translation>debt<\/span> \u6765\u81ea\u8d37\u6b3e\u6216\u4fe1\u7528\u5361\u3002.<\/p>\n<\/li>\n<li>\n<p><span data-no-translation><strong>Interest rate<\/strong><\/span>: \u8fd9\u662f\u5bf9\u60a8\u501f\u5165\u7684\u8d44\u91d1\u6240\u6536\u53d6\u7684\u767e\u5206\u6bd4\uff0c\u6216\u662f\u60a8\u5b58\u5165\u7684\u8d44\u91d1\u6240\u83b7\u5f97\u7684\u767e\u5206\u6bd4\u3002\u8d8a\u9ad8 <span data-no-translation>interest rate<\/span> \u8fd9\u610f\u5473\u7740\u4f60\u9700\u8981\u4e3a\u8d37\u6b3e\u652f\u4ed8\u66f4\u591a\u8d39\u7528\u3002.<\/p>\n<\/li>\n<li>\n<p><span data-no-translation><strong>Budget<\/strong><\/span>: A <span data-no-translation>budget<\/span> \u662f\u4e00\u4efd\u8d22\u52a1\u8ba1\u5212\u3002\u5b83\u4f30\u7b97\u4e86\u60a8\u7684\u9884\u671f <span data-no-translation>income<\/span> \u4ee5\u53ca\u67d0\u4e00\u671f\u95f4\u7684\u8d39\u7528\u3002\u60a8\u8fd8\u53ef\u4ee5\u4f7f\u7528 <span data-no-translation>budget<\/span> \u4f5c\u4e3a\u52a8\u8bcd\uff0c\u610f\u4e3a\u89c4\u5212\u5f00\u652f\u3002.<\/p>\n<\/li>\n<li>\n<p><span data-no-translation><strong>Savings<\/strong><\/span>: \u8fd9\u5c31\u662f\u4f60\u5b58\u8d77\u6765\u800c\u6ca1\u6709\u82b1\u6389\u7684\u94b1\u3002\u4eba\u4eec\u901a\u5e38\u4f1a\u628a\u4ed6\u4eec\u7684 <span data-no-translation>savings<\/span> \u5b58\u5165\u94f6\u884c\u8d26\u6237\uff0c\u4ee5\u5907\u5c06\u6765\u4f7f\u7528\u3002.<\/p>\n<\/li>\n<li>\n<p><span data-no-translation><strong>Investment<\/strong><\/span>: \u4e00\u4e2a <span data-no-translation>investment<\/span> \u662f\u6307\u51fa\u4e8e\u671f\u671b\u5176\u80fd\u4ea7\u751f\u6536\u76ca\u800c\u8d2d\u4e70\u7684\u8d44\u4ea7\u6216\u7269\u54c1 <span data-no-translation>income<\/span> \u6216\u672a\u6765\u53ef\u80fd\u5347\u503c\u3002\u4f8b\u5982\u80a1\u7968\u3001\u503a\u5238\u6216\u623f\u4ea7\u3002.<\/p>\n<\/li>\n<li>\n<p><span data-no-translation><strong>Income<\/strong><\/span>: \u8fd9\u662f\u60a8\u4ece\u5de5\u4f5c\u3001\u6295\u8d44\u6216\u5176\u4ed6\u6765\u6e90\u83b7\u5f97\u7684\u6536\u5165\uff0c\u901a\u5e38\u662f\u5b9a\u671f\u83b7\u5f97\u7684\u3002\u60a8\u7684\u5de5\u8d44\u662f\u4e00\u79cd <span data-no-translation>income<\/span>.<\/p>\n<\/li>\n<li>\n<p><span data-no-translation><strong>Donations<\/strong><\/span>: \u8fd9\u662f\u6307\u6350\u8d60\u7ed9\u6148\u5584\u673a\u6784\u6216\u7ec4\u7ec7\u7684\u91d1\u94b1\u6216\u7269\u54c1\u3002\u8bb8\u591a\u4eba\u4f1a\u8fdb\u884c <span data-no-translation>donations<\/span> \u4ee5\u652f\u6301\u516c\u76ca\u4e8b\u4e1a\u3002.<\/p>\n<\/li>\n<\/ul>\n<div class=\"lc-cta lc-cta-placement\" style=\"border-radius:14px;padding:30px;margin:30px 0;text-align:center;color:#fff;background:linear-gradient(135deg,#2B87DA,#29C4A9);\"><h3 style=\"color:#fff;font-size:22px;font-weight:800;margin:0 0 8px;\">\u270d\ufe0f \u4e0d\u786e\u5b9a\u81ea\u5df1\u7684\u6c34\u5e73\u5982\u4f55\uff1f<\/h3><p style=\"margin:0 0 16px;opacity:.95;\">\u53c2\u52a0\u6211\u4eec\u7684\u514d\u8d39\u5206\u7ea7\u6d4b\u8bd5\uff0c\u83b7\u5f97\u7531\u5251\u6865\u8ba4\u8bc1\u8003\u5b98\u63d0\u4f9b\u7684\u4e2a\u6027\u5316\u53cd\u9988\u3002.<\/p><a href=\"\/zh\/%e8%8b%b1%e8%af%ad\/%e5%ad%a6%e9%99%a2\/%e5%85%8d%e8%b4%b9%e6%b5%8b%e8%af%95\/\" style=\"display:inline-block;margin-top:8px;padding:13px 30px;border-radius:8px;font-weight:700;text-decoration:none;background:#0A2540;color:#fff;\">\u53c2\u52a0\u6211\u4eec\u7684\u514d\u8d39\u5206\u7ea7\u6d4b\u8bd5<\/a><\/div>\n<h2>\u6211\u4eec\u8be5\u5982\u4f55\u7528\u642d\u914d\u6765\u8c08\u8bba\u7406\u8d22\uff1f<\/h2>\n<p>\u9664\u4e86\u5355\u4e2a\u8bcd\u6c47\u5916\uff0c\u82f1\u8bed\u4e2d\u8fd8\u6709\u8bb8\u591a\u642d\u914d\uff08\u5373\u7ecf\u5e38\u4e00\u8d77\u4f7f\u7528\u7684\u8bcd\u7ec4\uff09\u6765\u63cf\u8ff0\u91d1\u878d\u6d3b\u52a8\u3002\u638c\u63e1\u8fd9\u4e9b\u77ed\u8bed\uff0c\u4f1a\u8ba9\u4f60\u7684\u82f1\u8bed\u542c\u8d77\u6765\u66f4\u81ea\u7136\u3002.<\/p>\n<ul>\n<li>\n<p><span data-no-translation><strong>Pay off<\/strong><\/span>: \u8fd9\u6307\u7684\u662f\u5c06\u67d0\u4ef6\u4e8b\u6240\u6b20\u7684\u5168\u90e8\u6b3e\u9879\u4ed8\u6e05\u3002\u4f8b\u5982\uff0c, <span data-no-translation>pay off a loan<\/span> \u6216 <span data-no-translation>pay off your credit card debt<\/span>.<\/p>\n<\/li>\n<li>\n<p><span data-no-translation><strong>Make a living<\/strong><\/span>: \u8fd9\u53e5\u8bdd\u7684\u610f\u601d\u662f\u8d5a\u591f\u94b1\u6765\u517b\u6d3b\u81ea\u5df1\u548c\u5bb6\u4eba\u3002\u4f8b\u5982\uff0c, <span data-no-translation>She makes a living as a freelance writer.<\/span><\/p>\n<\/li>\n<li>\n<p><span data-no-translation><strong>Put aside savings<\/strong><\/span>: \u8fd9\u6307\u7684\u662f\u4e3a\u4e86\u7279\u5b9a\u76ee\u7684\u6216\u4e3a\u5c06\u6765\u800c\u5b9a\u671f\u5b58\u94b1\u3002\u4f60\u53ef\u4ee5 <span data-no-translation>put aside savings for a new car<\/span>.<\/p>\n<\/li>\n<li>\n<p><span data-no-translation><strong>Award a grant<\/strong><\/span>: A <span data-no-translation>grant<\/span> \u662f\u6307\u67d0\u7ec4\u7ec7\u63d0\u4f9b\u7684\u8d44\u91d1\uff0c\u901a\u5e38\u7528\u4e8e\u7814\u7a76\u6216\u67d0\u4e2a\u7279\u5b9a\u9879\u76ee\u3002\u7528\u4e8e <span data-no-translation>award a grant<\/span> \u662f\u6307\u901a\u8fc7\u6b63\u89c4\u6e20\u9053\u63d0\u4f9b\u8fd9\u7b14\u94b1\u3002.<\/p>\n<\/li>\n<li>\n<p><span data-no-translation><strong>Donate to charity<\/strong><\/span>: \u8fd9\u6307\u7684\u662f\u5411\u5e2e\u52a9\u6709\u9700\u8981\u7684\u4eba\u7684\u7ec4\u7ec7\u6350\u8d60\u91d1\u94b1\u3001\u98df\u7269\u6216\u8863\u7269\u3002\u8bb8\u591a\u4eba <span data-no-translation>donate to charity<\/span> \u8282\u5047\u65e5\u671f\u95f4\u3002.<\/p>\n<\/li>\n<li>\n<p><span data-no-translation><strong>Debit an account<\/strong><\/span>: \u5f53\u4e00\u5bb6\u94f6\u884c <span data-no-translation>debits an account<\/span>, \uff0c\u5b83\u4f1a\u4ece\u4e2d\u6263\u9664\u8d44\u91d1\u3002\u5f53\u4f60\u8fdb\u884c\u4ed8\u6b3e\u6216\u63d0\u53d6\u73b0\u91d1\u65f6\uff0c\u5c31\u4f1a\u53d1\u751f\u8fd9\u79cd\u60c5\u51b5\u3002.<\/p>\n<\/li>\n<li>\n<p><span data-no-translation><strong>Finance a project<\/strong><\/span>: \u8fd9\u6307\u7684\u662f\u4e3a\u67d0\u4e2a\u9879\u76ee\u6216\u6d3b\u52a8\u63d0\u4f9b\u6240\u9700\u7684\u8d44\u91d1\u3002\u94f6\u884c\u53ef\u80fd\u4f1a <span data-no-translation>finance a project<\/span> \u7528\u4e8e\u65b0\u4e1a\u52a1\u3002.<\/p>\n<\/li>\n<\/ul>\n<table>\n<caption>B2\u7ea7\u91d1\u878d\u5fc5\u5907\u8bcd\u6c47<\/caption>\n<thead>\n<tr>\n<th>\u8bcd\u8bed \/ \u77ed\u8bed<\/th>\n<th>\u8bcd\u6027<\/th>\n<th>\u7b80\u660e\u5b9a\u4e49<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td><span data-no-translation>Debt<\/span><\/td>\n<td><span data-no-translation>Noun<\/span><\/td>\n<td><span data-no-translation>Money that is owed to someone.<\/span><\/td>\n<\/tr>\n<tr>\n<td><span data-no-translation>Interest rate<\/span><\/td>\n<td><span data-no-translation>Noun phrase<\/span><\/td>\n<td><span data-no-translation>The cost of borrowing money or the return on savings, as a percentage.<\/span><\/td>\n<\/tr>\n<tr>\n<td><span data-no-translation>Budget<\/span><\/td>\n<td><span data-no-translation>Noun \/ Verb<\/span><\/td>\n<td><span data-no-translation>A financial plan for income and expenses.<\/span><\/td>\n<\/tr>\n<tr>\n<td><span data-no-translation>Savings<\/span><\/td>\n<td><span data-no-translation>Noun (plural)<\/span><\/td>\n<td><span data-no-translation>Money kept for future use.<\/span><\/td>\n<\/tr>\n<tr>\n<td><span data-no-translation>Investment<\/span><\/td>\n<td><span data-no-translation>Noun<\/span><\/td>\n<td><span data-no-translation>Money used to gain profit.<\/span><\/td>\n<\/tr>\n<tr>\n<td><span data-no-translation>Income<\/span><\/td>\n<td><span data-no-translation>Noun<\/span><\/td>\n<td><span data-no-translation>Money received, especially regularly, for work or through investments.<\/span><\/td>\n<\/tr>\n<tr>\n<td><span data-no-translation>Donations<\/span><\/td>\n<td><span data-no-translation>Noun (plural)<\/span><\/td>\n<td><span data-no-translation>Gifts of money or goods to a charity.<\/span><\/td>\n<\/tr>\n<tr>\n<td><span data-no-translation>Pay off<\/span><\/td>\n<td><span data-no-translation>Phrasal verb<\/span><\/td>\n<td><span data-no-translation>To finish paying money owed.<\/span><\/td>\n<\/tr>\n<tr>\n<td><span data-no-translation>Make a living<\/span><\/td>\n<td><span data-no-translation>Collocation<\/span><\/td>\n<td><span data-no-translation>To earn enough money to live.<\/span><\/td>\n<\/tr>\n<tr>\n<td><span data-no-translation>Put aside savings<\/span><\/td>\n<td><span data-no-translation>Collocation<\/span><\/td>\n<td><span data-no-translation>To save money for later.<\/span><\/td>\n<\/tr>\n<tr>\n<td><span data-no-translation>Award a grant<\/span><\/td>\n<td><span data-no-translation>Collocation<\/span><\/td>\n<td><span data-no-translation>To officially give a sum of money for a purpose.<\/span><\/td>\n<\/tr>\n<tr>\n<td><span data-no-translation>Donate to charity<\/span><\/td>\n<td><span data-no-translation>Collocation<\/span><\/td>\n<td><span data-no-translation>To give money or goods to an organization that helps people.<\/span><\/td>\n<\/tr>\n<tr>\n<td><span data-no-translation>Debit an account<\/span><\/td>\n<td><span data-no-translation>Collocation<\/span><\/td>\n<td><span data-no-translation>To remove money from a bank account.<\/span><\/td>\n<\/tr>\n<tr>\n<td><span data-no-translation>Finance a project<\/span><\/td>\n<td><span data-no-translation>Collocation<\/span><\/td>\n<td><span data-no-translation>To provide money for a project.<\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<h2>\u793a\u4f8b<\/h2>\n<ul>\n<li><span data-no-translation>Many students graduate with significant student loan debt.<\/span><\/li>\n<li><span data-no-translation>The central bank decided to raise the interest rate to control inflation.<\/span><\/li>\n<li><span data-no-translation>It's important to create a monthly budget to track your expenses.<\/span><\/li>\n<li><span data-no-translation>She used her savings to make a down payment on a house.<\/span><\/li>\n<li><span data-no-translation>Making an investment in the stock market can be risky but rewarding.<\/span><\/li>\n<li><span data-no-translation>His main source of income comes from his online business.<\/span><\/li>\n<li><span data-no-translation>The charity relies heavily on public donations to continue its work.<\/span><\/li>\n<li><span data-no-translation>It took them ten years to finally pay off their mortgage.<\/span><\/li>\n<li><span data-no-translation>He makes a living by teaching English online.<\/span><\/li>\n<li><span data-no-translation>They put aside savings every month for their children's education.<\/span><\/li>\n<li><span data-no-translation>The foundation awarded a grant to the university for scientific research.<\/span><\/li>\n<li><span data-no-translation>You can donate to charity online or through local collection points.<\/span><\/li>\n<li><span data-no-translation>The payment will debit your account automatically on the first of the month.<\/span><\/li>\n<li><span data-no-translation>The government agreed to finance the project with a large sum of money.<\/span><\/li>\n<\/ul>\n<h2>\u7ec3\u4e60<\/h2>\n<div class=\"h5p-iframe-wrapper\"><iframe id=\"h5p-iframe-1263\" class=\"h5p-iframe\" data-content-id=\"1263\" style=\"height:1px\" src=\"about:blank\" frameborder=\"0\" scrolling=\"no\" title=\"A04 L5 \u8bcd\u6c47 \u8d27\u5e01\u4e0e\u91d1\u878d\"><\/iframe><\/div>\n<div class=\"lc-cta lc-cta-exam\" style=\"border-radius:14px;padding:30px;margin:30px 0;text-align:center;color:#fff;background:#0A2540;\"><h3 style=\"color:#F2B705;font-size:22px;font-weight:800;margin:0 0 8px;\">\u51c6\u5907\u597d\u83b7\u5f97\u8bc1\u4e66\u4e86\u5417\uff1f<\/h3><p style=\"margin:0 0 16px;opacity:.92;\">Langcom \u8bfe\u7a0b\u65e8\u5728\u5e2e\u52a9\u5b66\u751f\u5907\u8003\u5251\u6865\u8003\u8bd5\u3001IELTS\u3001TOEFL\u3001DELE\u3001SIELE \u548c Michigan \u8003\u8bd5\u3002.<\/p><a href=\"\/zh\/\" style=\"display:inline-block;margin-top:8px;padding:13px 30px;border-radius:8px;font-weight:700;text-decoration:none;background:#F2B705;color:#0A2540;\">\u5f00\u59cb\u4f7f\u7528 Langcom<\/a><\/div>\n<h2>\u897f\u73ed\u7259\u8bed\u6bcd\u8bed\u8005\u5e38\u72af\u7684\u9519\u8bef<\/h2>\n<p>\u5728\u5b66\u4e60\u4e0e\u91d1\u94b1\u76f8\u5173\u7684\u8bcd\u6c47\u65f6\uff0c\u8bb2\u897f\u73ed\u7259\u8bed\u7684\u4eba\u5e38\u4f1a\u72af\u4e00\u4e9b\u5e38\u89c1\u7684\u9519\u8bef\uff1a<\/p>\n<ul>\n<li>\n<p><strong>\u54d1\u97f3\uff1a<\/strong> \u82f1\u8bed\u4e2d\u6709\u4e9b\u5355\u8bcd\u5305\u542b\u4e00\u4e9b\u5199\u51fa\u6765\u4f46\u4e0d\u53d1\u97f3\u7684\u5b57\u6bcd\u3002\u8bf7\u6ce8\u610f\u4ee5\u4e0b\u60c5\u51b5\uff1a<\/p>\n<ul>\n<li><span data-no-translation><strong>Debt<\/strong><\/span>: \u5b57\u6bcd'b'\u4e0d\u53d1\u97f3\u3002\u53d1\u97f3\u4e3a \/det\/\u3002.<\/li>\n<li><span data-no-translation><strong>Budget<\/strong><\/span>\uff1a'd'\u4e0d\u53d1\u97f3\u3002\u53d1\u97f3\u4e3a \/b\u028cd\u0292\u026at\/\u3002.<\/li>\n<li><span data-no-translation><strong>Mortgage<\/strong><\/span>\uff1a't'\u4e0d\u53d1\u97f3\u3002\u8bfb\u4f5c \/m\u0254\u02d0r\u0261\u026ad\u0292\/\u3002.<\/li>\n<\/ul>\n<\/li>\n<li>\n<p><strong>'\u8d5a\u5927\u94b1'\u4e0e'\u8d5a\u94b1'\uff1a<\/strong> \u5728\u897f\u73ed\u7259\u8bed\u4e2d\uff0c\u53ef\u80fd\u4f1a\u8bf4'hacer dinero'\u3002\u5728\u82f1\u8bed\u4e2d\uff0c\u6211\u4eec\u51e0\u4e4e\u603b\u662f\u4f7f\u7528 <span data-no-translation><strong>make money<\/strong><\/span>. \u4f8b\u5982\uff0c, <span data-no-translation>I want to make more money<\/span> (\u975e <span data-no-translation>I want to do more money<\/span>).<\/p>\n<\/li>\n<li>\n<p><strong><span data-no-translation>Debt<\/span> vs. <span data-no-translation>Loan<\/span>:<\/strong> \u8fd9\u4e9b\u8bcd\u867d\u7136\u76f8\u5173\uff0c\u4f46\u6709\u6240\u4e0d\u540c\u3002A <span data-no-translation>loan<\/span> \u662f\u6307\u4ece\u94f6\u884c\u501f\u6765\u7684\u94b1\u3002. <span data-no-translation>Debt<\/span> \u662f\u6307\u6b20\u90a3\u7b14\u94b1\u7684\u72b6\u6001\u3002\u4f60 <span data-no-translation>take out a loan<\/span>, \uff0c\u7136\u540e\u5c31\u662f <span data-no-translation>debt<\/span>. \u4f8b\u5982\uff0c, <span data-no-translation>He took out a loan to buy a car<\/span>. <span data-no-translation>He is now in debt because of the car loan.<\/span><\/p>\n<\/li>\n<\/ul>\n<h2>\u5e38\u89c1\u95ee\u9898<\/h2>\n<h3>\u50a8\u84c4\u548c\u6295\u8d44\u6709\u4ec0\u4e48\u533a\u522b\uff1f<\/h3>\n<p><span data-no-translation>Savings<\/span> \u662f\u6307\u4e3a\u5c06\u6765\u4f7f\u7528\u6216\u5e94\u5bf9\u7d27\u6025\u60c5\u51b5\u800c\u59a5\u5584\u4fdd\u7ba1\u7684\u8d44\u91d1\uff0c\u901a\u5e38\u5b58\u653e\u5728\u94f6\u884c\u91cc\u3002\u8fd9\u7c7b\u8d44\u91d1\u901a\u5e38\u98ce\u9669\u8f83\u4f4e\uff0c\u6536\u76ca\u4e5f\u8f83\u4f4e\u3002\u4e00\u79cd <span data-no-translation>investment<\/span> \u662f\u6307\u7528\u4e8e\u8d2d\u4e70\u8d44\u4ea7\uff08\u5982\u80a1\u7968\u3001\u623f\u4ea7\u6216\u4f01\u4e1a\uff09\u4ee5\u671f\u83b7\u5229\u7684\u8d44\u91d1\u3002. <span data-no-translation>Investments<\/span> \u901a\u5e38\u98ce\u9669\u8f83\u9ad8\uff0c\u4f46\u540c\u65f6\u4e5f\u53ef\u80fd\u5e26\u6765\u66f4\u9ad8\u7684\u56de\u62a5\u3002.<\/p>\n<h3>'\u9884\u7b97'\u662f\u4ec0\u4e48\u610f\u601d\uff1f<\/h3>\n<p>A <span data-no-translation>budget<\/span> \u662f\u4e00\u4efd\u8d22\u52a1\u8ba1\u5212\u3002\u5b83\u4f30\u7b97\u4e86\u60a8\u7684\u9884\u671f <span data-no-translation>income<\/span> \uff08\u60a8\u6536\u5230\u7684\u94b1\uff09\u548c\u60a8\u5728\u7279\u5b9a\u65f6\u671f\uff08\u4f8b\u5982\u4e00\u4e2a\u6708\uff09\u5185\u7684\u8ba1\u5212\u652f\u51fa\uff08\u60a8\u82b1\u7684\u94b1\uff09\u3002\u5236\u5b9a\u4e00\u4e2a <span data-no-translation>budget<\/span> \u5e2e\u52a9\u60a8\u7ba1\u7406\u8d44\u91d1\u5e76\u907f\u514d <span data-no-translation>debt<\/span>.<\/p>\n<h3>\u4e3a\u4ec0\u4e48\u201c\u91d1\u94b1\u201d\u76f8\u5173\u7684\u8bcd\u6c47\u5bf9B2\u7ea7\u5b66\u4e60\u8005\u5f88\u91cd\u8981\uff1f<\/h3>\n<p>\u5728B2\u7ea7\u522b\uff0c\u4f60\u9700\u8981\u8ba8\u8bba\u8bf8\u5982\u65f6\u4e8b\u3001\u4e2a\u4eba\u7406\u8d22\u548c\u5168\u7403\u7ecf\u6d4e\u7b49\u590d\u6742\u8bdd\u9898\u3002\u638c\u63e1\u4e30\u5bcc\u7684\u91d1\u878d\u8bcd\u6c47\uff0c\u80fd\u8ba9\u4f60\u66f4\u6709\u6548\u3001\u66f4\u51c6\u786e\u5730\u7528\u82f1\u8bed\u7406\u89e3\u8d22\u7ecf\u65b0\u95fb\u3001\u53c2\u4e0e\u7ecf\u6d4e\u95ee\u9898\u7684\u8ba8\u8bba\uff0c\u5e76\u7ba1\u7406\u597d\u81ea\u5df1\u7684\u8d22\u52a1\u751f\u6d3b\u3002.<\/p>\n<h3>\u6211\u8be5\u5982\u4f55\u63d0\u9ad8\u81ea\u5df1\u7684\u91d1\u878d\u8bcd\u6c47\u91cf\uff1f<\/h3>\n<p>\u4e3a\u4e86\u63d0\u9ad8\u6c34\u5e73\uff0c\u53ef\u4ee5\u9605\u8bfb\u8d22\u7ecf\u65b0\u95fb\u62a5\u9053\uff0c\u6536\u542c\u5173\u4e8e\u7ecf\u6d4e\u6216\u4e2a\u4eba\u7406\u8d22\u7684\u64ad\u5ba2\uff0c\u5e76\u89c2\u770b\u76f8\u5173\u4e3b\u9898\u7684\u7eaa\u5f55\u7247\u3002\u5728\u53e3\u8bed\u548c\u5199\u4f5c\u4e2d\uff0c\u5c3d\u91cf\u8fd0\u7528\u65b0\u8bcd\u6c47\u548c\u642d\u914d\u3002\u6ce8\u610f\u6bcd\u8bed\u8005\u5728\u5177\u4f53\u8bed\u5883\u4e2d\u662f\u5982\u4f55\u4f7f\u7528\u8fd9\u4e9b\u8bcd\u6c47\u7684\u3002.<\/p>\n<h2>\u76f8\u5173\u8bfe\u7a0b<\/h2>\n<ul>\n<li><a href=\"https:\/\/langcom.org\/zh\/?p=273095\">\u91d1\u94b1\u8bcd\u6c47<\/a><\/li>\n<\/ul>","protected":false},"excerpt":{"rendered":"<p>Understanding key money vocabulary is essential for discussing finance confidently in English. At B2 level, you need to go beyond basic terms and grasp words related to personal finance, business, and economics. This includes understanding concepts like debt, which is money owed, and income, the money you earn regularly. You also need to know how [&hellip;]<\/p>\n","protected":false},"author":192,"featured_media":274180,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"bwfblock_default_font":"","langcom_teaches":"Money vocabulary","langcom_cefr":"B2","langcom_type":"vocabulary","langcom_faq":"[{\"q\": \"What is the difference between savings and investment?\", \"a\": \"<p><span data-no-translation>Savings<\/span> is money you keep safe, often in a bank, for future use or emergencies. It usually has low risk and low returns. An <span data-no-translation>investment<\/span> is money used to buy assets (like stocks, property, or businesses) with the goal of making a profit. <span data-no-translation>Investments<\/span> typically carry higher risk but also offer the potential for higher returns.<\/p>\"}, {\"q\": \"What does 'budget' mean?\", \"a\": \"<p>A <span data-no-translation>budget<\/span> is a financial plan. It estimates your expected <span data-no-translation>income<\/span> (money you receive) and your planned expenses (money you spend) over a specific period, like a month. Creating a <span data-no-translation>budget<\/span> helps you manage your money and avoid <span data-no-translation>debt<\/span>.<\/p>\"}, {\"q\": \"Why is money vocabulary important for B2 learners?\", \"a\": \"<p>At B2 level, you need to discuss complex topics like current events, personal finance, and global economics. A strong money vocabulary allows you to understand financial news, participate in discussions about economic issues, and manage your own financial life in English more effectively and precisely.<\/p>\"}, {\"q\": \"How can I improve my money vocabulary?\", \"a\": \"<p>To improve, read financial news articles, listen to podcasts about economics or personal finance, and watch documentaries on related topics. Try to use new words and collocations in your speaking and writing. Pay attention to how native speakers use these terms in context.<\/p>\"}]","_kiss_seo_title":"","_kiss_seo_excerpt":"Understanding key money vocabulary is essential for discussing finance confidently in English.","_mwseo_canonical":"","_mwseo_keywords":"","_mwseo_primary_category":0,"footnotes":""},"categories":[588],"tags":[1019,649],"formats":[],"class_list":["post-273252","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-b2-upper-intermediate-english","tag-money-and-finance","tag-vocabulary"],"dsm_author":{"name":"\u52b3\u5c14","avatar_url":"https:\/\/langcom.org\/wp-content\/uploads\/nsl_avatars\/1de86ea706740d324aaef3dd8bf0843b.png","archive_link":"https:\/\/langcom.org\/zh\/blog\/author\/raulmaguinahamann\/","biodata":""},"dsm_categories":[{"term_name":"B2 Upper Intermediate 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