{"id":273095,"date":"2026-08-03T03:01:33","date_gmt":"2026-08-03T08:01:33","guid":{"rendered":"https:\/\/langcom.org\/?p=273095"},"modified":"2026-08-03T03:01:33","modified_gmt":"2026-08-03T08:01:33","slug":"lend-borrow-money-verbs-b1","status":"publish","type":"post","link":"https:\/\/langcom.org\/ja\/blog\/lend-borrow-money-verbs-b1\/","title":{"rendered":"Lend vs. Borrow: Master Key Money Verbs (B1 English)"},"content":{"rendered":"<div class=\"lc-answer\"><strong>The main difference between <span data-no-translation>lend<\/span> \u305d\u3057\u3066 <span data-no-translation>borrow<\/span> is the direction of the money.<\/strong> When you <span data-no-translation>lend<\/span> money, you *give* it to someone for a short time, expecting it back. For example, <span data-no-translation>I can lend you \u00a310 if you need it.<\/span> The person who <span data-no-translation>lends<\/span> is the giver. When you <span data-no-translation>borrow<\/span> money, you *take* it from someone for a short time, promising to return it. For instance, <span data-no-translation>Can I borrow \u00a310 from you until Friday?<\/span> The person who <span data-no-translation>borrows<\/span> is the receiver. Both verbs describe a temporary exchange of money. Related to these, <span data-no-translation>owe<\/span> means you *have a debt*; you need to give money back to someone. For example, <span data-no-translation>I owe you \u00a310 for the coffee.<\/span> Finally, <span data-no-translation>pay back<\/span> means to *return the money* you borrowed or owed. You might say, <span data-no-translation>I will pay you back tomorrow.<\/span> Mastering these four verbs is essential for clear conversations about finances in English.<\/div>\n<h2>What is the difference between Lend and Borrow?<\/h2>\n<p>These two verbs are often confusing because they describe opposite actions with money or things.<\/p>\n<ul>\n<li><span data-no-translation>Lend<\/span> means to give something to someone for a short time, expecting to get it back. The person who <span data-no-translation>lends<\/span> is the giver.<\/li>\n<li><span data-no-translation>Borrow<\/span> means to take something from someone for a short time, with their permission, and intending to return it. The person who <span data-no-translation>borrows<\/span> is the receiver.<\/li>\n<\/ul>\n<p>Think about the direction of the action. Money goes *from* the lender *to* the borrower.<\/p>\n<div class=\"lc-cta lc-cta-blended\" style=\"border-radius:14px;padding:30px;margin:30px 0;text-align:center;color:#fff;background:linear-gradient(135deg,#0E63C4,#0A2540);\"><h3 style=\"color:#fff;font-size:22px;font-weight:800;margin:0 0 8px;\">\ud83c\udf93 \u30d6\u30ec\u30f3\u30c7\u30c3\u30c9\u5b66\u7fd2\u6cd5\u3067\u82f1\u8a9e\u3092\u5b66\u307c\u3046<\/h3><p style=\"margin:0 0 10px;opacity:.95;\">\u5c11\u4eba\u6570\u5236\u30fb24\u6642\u9593365\u65e5\u5bfe\u5fdc\u306eAI\u30c1\u30e5\u30fc\u30bf\u30fc\u30fb\u30b1\u30f3\u30d6\u30ea\u30c3\u30b8\u8a66\u9a13\u5bfe\u7b56<\/p><p style=\"margin:0 0 16px;font-size:18px;\">\u4ee5\u4e0b\u306e\u30d7\u30e9\u30f3\u304b\u3089 <strong><span class=\"woocommerce-Price-amount amount\"><bdi><span class=\"woocommerce-Price-currencySymbol\" translate=\"no\" dir=\"auto\">$<\/span>39<\/bdi><\/span><\/strong> <s style=\"opacity:.6;\"><span class=\"woocommerce-Price-amount amount\"><bdi><span class=\"woocommerce-Price-currencySymbol\" translate=\"no\" dir=\"auto\">$<\/span>79<\/bdi><\/span><\/s> \u6708\u984d<\/p><a href=\"\/ja\/\" style=\"display:inline-block;margin-top:8px;padding:13px 30px;border-radius:8px;font-weight:700;text-decoration:none;background:#fff;color:#0E63C4;\">\u30af\u30e9\u30b9\u306e\u4e88\u7d04\u3092\u3059\u308b<\/a><\/div>\n<h2>How do we use the verb Lend?<\/h2>\n<p>\u5f53\u793e\u3067\u306f <span data-no-translation>lend<\/span> when you are the person giving the money or item.<\/p>\n<ul>\n<li>The pattern is usually <span data-no-translation>lend + someone + something<\/span> \u307e\u305f\u306f <span data-no-translation>lend + something + to + someone<\/span>.<\/li>\n<li>You can <span data-no-translation>lend<\/span> money, a book, a car, or even your ear (to listen).<\/li>\n<\/ul>\n<p>It's common to ask, <span data-no-translation>Can you lend me...?<\/span> or offer, <span data-no-translation>I can lend you...<\/span><\/p>\n<h2>How do we use the verb Borrow?<\/h2>\n<p>\u5f53\u793e\u3067\u306f <span data-no-translation>borrow<\/span> when you are the person receiving the money or item.<\/p>\n<ul>\n<li>The pattern is usually <span data-no-translation>borrow + something + from + someone<\/span>.<\/li>\n<li>You <span data-no-translation>borrow<\/span> money, a pen, a tool, or even an idea.<\/li>\n<\/ul>\n<p>It's common to ask, <span data-no-translation>Can I borrow...?<\/span> or say, <span data-no-translation>I need to borrow...<\/span><\/p>\n<h2>What about Owe and Pay Back?<\/h2>\n<p>These two verbs are closely connected to <span data-no-translation>lend<\/span> \u305d\u3057\u3066 <span data-no-translation>borrow<\/span>.<\/p>\n<ul>\n<li><strong><span data-no-translation>Owe<\/span>:<\/strong> This means you have a debt. You must return money or something to someone.<\/li>\n<li>The pattern is <span data-no-translation>owe + someone + something<\/span> \u307e\u305f\u306f <span data-no-translation>owe + something + to + someone<\/span>.<\/li>\n<li>For example, if you <span data-no-translation>borrowed<\/span> \u00a320, you <span data-no-translation>owe<\/span> \u00a320 to the person who <span data-no-translation>lent<\/span> it.<\/li>\n<\/ul>\n<ul>\n<li><strong><span data-no-translation>Pay back<\/span>:<\/strong> This means to return the money you borrowed or owed.<\/li>\n<li>The pattern is <span data-no-translation>pay + someone + back<\/span> \u307e\u305f\u306f <span data-no-translation>pay back + something<\/span>.<\/li>\n<li>It's the action of completing the debt.<\/li>\n<\/ul>\n<table>\n<caption>Summary of Money Verbs<\/caption>\n<thead>\n<tr>\n<th>Action<\/th>\n<th>Who does it?<\/th>\n<th>\u4f8b<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td><span data-no-translation>Lend<\/span><\/td>\n<td><span data-no-translation>The giver<\/span><\/td>\n<td><span data-no-translation>I lent him \u00a320.<\/span><\/td>\n<\/tr>\n<tr>\n<td><span data-no-translation>Borrow<\/span><\/td>\n<td><span data-no-translation>The receiver<\/span><\/td>\n<td><span data-no-translation>I borrowed \u00a320 from him.<\/span><\/td>\n<\/tr>\n<tr>\n<td><span data-no-translation>Owe<\/span><\/td>\n<td><span data-no-translation>The receiver (has a debt)<\/span><\/td>\n<td><span data-no-translation>I owe him \u00a320.<\/span><\/td>\n<\/tr>\n<tr>\n<td><span data-no-translation>Pay back<\/span><\/td>\n<td><span data-no-translation>The receiver (returns money)<\/span><\/td>\n<td><span data-no-translation>I paid him back \u00a320.<\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<h2>\u4f8b<\/h2>\n<ul>\n<li><span data-no-translation>My friend lent me \u00a350 for the concert ticket.<\/span><\/li>\n<li><span data-no-translation>Could you lend me your umbrella? It's raining!<\/span><\/li>\n<li><span data-no-translation>The bank lends money to customers for houses and cars.<\/span><\/li>\n<li><span data-no-translation>I need to borrow some money for lunch today.<\/span><\/li>\n<li><span data-no-translation>She borrowed a book from the library.<\/span><\/li>\n<li><span data-no-translation>He borrowed his brother's car for the weekend.<\/span><\/li>\n<li><span data-no-translation>I owe you \u00a315 for the cinema ticket.<\/span><\/li>\n<li><span data-no-translation>How much do I owe you?<\/span><\/li>\n<li><span data-no-translation>I will pay you back the money next week.<\/span><\/li>\n<li><span data-no-translation>Don't forget to pay back your loan on time.<\/span><\/li>\n<\/ul>\n<h2>\u7df4\u7fd2<\/h2>\n<div class=\"h5p-iframe-wrapper\"><iframe id=\"h5p-iframe-841\" class=\"h5p-iframe\" data-content-id=\"841\" style=\"height:1px\" src=\"about:blank\" frameborder=\"0\" scrolling=\"no\" title=\"I02 L2 VOCABULARY Money\"><\/iframe><\/div>\n<div class=\"lc-cta lc-cta-placement\" style=\"border-radius:14px;padding:30px;margin:30px 0;text-align:center;color:#fff;background:linear-gradient(135deg,#2B87DA,#29C4A9);\"><h3 style=\"color:#fff;font-size:22px;font-weight:800;margin:0 0 8px;\">\u270d\ufe0f \u81ea\u5206\u306e\u30ec\u30d9\u30eb\u304c\u308f\u304b\u3089\u306a\u3044\uff1f<\/h3><p style=\"margin:0 0 16px;opacity:.95;\">\u7121\u6599\u306e\u30ec\u30d9\u30eb\u5224\u5b9a\u30c6\u30b9\u30c8\u3092\u53d7\u3051\u3066\u3001\u30b1\u30f3\u30d6\u30ea\u30c3\u30b8\u8a8d\u5b9a\u8a66\u9a13\u5b98\u304b\u3089\u3042\u306a\u305f\u306b\u5408\u308f\u305b\u305f\u30d5\u30a3\u30fc\u30c9\u30d0\u30c3\u30af\u3092\u53d7\u3051\u53d6\u308a\u307e\u3057\u3087\u3046\u3002.<\/p><a href=\"\/ja\/%e3%82%a4%e3%83%b3%e3%82%b0%e3%83%aa%e3%83%83%e3%82%b7%e3%83%a5\/%e3%82%a2%e3%82%ab%e3%83%87%e3%83%9f%e3%83%bc\/%e7%84%a1%e6%96%99%e4%bd%93%e9%a8%93\/\" style=\"display:inline-block;margin-top:8px;padding:13px 30px;border-radius:8px;font-weight:700;text-decoration:none;background:#0A2540;color:#fff;\">\u7121\u6599\u30d7\u30ec\u30a4\u30b9\u30e1\u30f3\u30c8\u30fb\u30c6\u30b9\u30c8\u3092\u53d7\u3051\u308b<\/a><\/div>\n<h2>\u30b9\u30da\u30a4\u30f3\u8a9e\u8a71\u8005\u304c\u3088\u304f\u72af\u3059\u9593\u9055\u3044<\/h2>\n<p>Spanish speakers sometimes confuse <span data-no-translation>lend<\/span> \u305d\u3057\u3066 <span data-no-translation>borrow<\/span> because the verb \"prestar\" in Spanish can mean both \"to lend\" and \"to borrow\" depending on the context.<\/p>\n<ul>\n<li><strong>\u8aa4\u308a\uff1a<\/strong> <span data-no-translation>Can I lend your pen?<\/span> (You are asking to *take* the pen, so you should use <span data-no-translation>borrow<\/span>.)<\/li>\n<li><strong>\u6b63\u3057\u3044\uff1a<\/strong> <span data-no-translation>Can I borrow your pen?<\/span><\/li>\n<li><strong>\u8aa4\u308a\uff1a<\/strong> <span data-no-translation>He borrowed me \u00a320.<\/span> (The person giving the money is the subject of <span data-no-translation>lend<\/span>.)<\/li>\n<li><strong>\u6b63\u3057\u3044\uff1a<\/strong> <span data-no-translation>He lent me \u00a320.<\/span> (Or <span data-no-translation>I borrowed \u00a320 from him.<\/span>)<\/li>\n<\/ul>\n<p>Remember to think about who is giving and who is receiving.<\/p>\n<h2>\u3088\u304f\u3042\u308b\u8cea\u554f<\/h2>\n<h3>Can I lend money from someone?<\/h3>\n<p>No, you <span data-no-translation>borrow<\/span> money <span data-no-translation>from<\/span> someone. You <span data-no-translation>lend<\/span> money <span data-no-translation>to<\/span> someone.<\/p>\n<h3>Is loan a verb or a noun?<\/h3>\n<p><span data-no-translation>Loan<\/span> is usually a noun, meaning the money that is <span data-no-translation>lent<\/span> \u307e\u305f\u306f <span data-no-translation>borrowed<\/span>. \u4f8b\u3048\u3070\u3001, <span data-no-translation>I took out a loan.<\/span> As a verb, <span data-no-translation>loan<\/span> is less common than <span data-no-translation>lend<\/span> in British English but is used in American English, meaning the same as <span data-no-translation>lend<\/span>.<\/p>\n<h3>What's the past tense of lend and borrow?<\/h3>\n<p>The past tense of <span data-no-translation>lend<\/span> \u306f <span data-no-translation>lent<\/span>. The past tense of <span data-no-translation>borrow<\/span> \u306f <span data-no-translation>borrowed<\/span>.<\/p>\n<h3>How is this vocabulary useful for B1 exams?<\/h3>\n<p>In B1 speaking or writing tasks, you might need to discuss personal finance, shopping, or making plans with friends. Using <span data-no-translation>lend<\/span>, <span data-no-translation>borrow<\/span>, <span data-no-translation>owe<\/span>, \u3001\u304a\u3088\u3073 <span data-no-translation>pay back<\/span> correctly shows good control of everyday English vocabulary.<\/p>","protected":false},"excerpt":{"rendered":"<p>The main difference between lend and borrow is the direction of the money. When you lend money, you *give* it to someone for a short time, expecting it back. For example, I can lend you \u00a310 if you need it. The person who lends is the giver. When you borrow money, you *take* it from someone for a short time, promising to return it. For instance, Can I borrow \u00a310 from you until Friday? The person who borrows is the receiver. Both verbs describe a temporary exchange of money. Related to these, owe means you *have a debt*; you need to give money back to someone. For example, I owe [&hellip;]<\/p>\n","protected":false},"author":192,"featured_media":273866,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"bwfblock_default_font":"","langcom_teaches":"Money vocabulary","langcom_cefr":"B1","langcom_type":"vocabulary","langcom_faq":"[{\"q\": \"Can I lend money from someone?\", \"a\": \"No, you <span data-no-translation>borrow<\/span> money <span data-no-translation>from<\/span> someone. You <span data-no-translation>lend<\/span> money <span data-no-translation>to<\/span> someone.\"}, {\"q\": \"Is loan a verb or a noun?\", \"a\": \"<span data-no-translation>Loan<\/span> is usually a noun, meaning the money that is <span data-no-translation>lent<\/span> or <span data-no-translation>borrowed<\/span>. For example, <span data-no-translation>I took out a loan.<\/span> As a verb, <span data-no-translation>loan<\/span> is less common than <span data-no-translation>lend<\/span> in British English but is used in American English, meaning the same as <span data-no-translation>lend<\/span>.\"}, {\"q\": \"What's the past tense of lend and borrow?\", \"a\": \"The past tense of <span data-no-translation>lend<\/span> is <span data-no-translation>lent<\/span>. The past tense of <span data-no-translation>borrow<\/span> is <span data-no-translation>borrowed<\/span>.\"}, {\"q\": \"How is this vocabulary useful for B1 exams?\", \"a\": \"In B1 speaking or writing tasks, you might need to discuss personal finance, shopping, or making plans with friends. Using <span data-no-translation>lend<\/span>, <span data-no-translation>borrow<\/span>, <span data-no-translation>owe<\/span>, and <span data-no-translation>pay back<\/span> correctly shows good control of everyday English vocabulary.\"}]","_kiss_seo_title":"Lend vs. Borrow: Master Money Verbs in English (B1)","_kiss_seo_excerpt":"Confused by lend and borrow? Learn the difference between these common money verbs, plus owe and pay back, with clear B1 English explanations and examples.","_mwseo_canonical":"","_mwseo_keywords":null,"_mwseo_primary_category":0,"footnotes":""},"categories":[168],"tags":[899,649],"formats":[],"class_list":["post-273095","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-b1-intermediate-english","tag-money","tag-vocabulary"],"dsm_author":{"name":"\u30e9\u30a6\u30eb","avatar_url":"https:\/\/langcom.org\/wp-content\/uploads\/nsl_avatars\/1de86ea706740d324aaef3dd8bf0843b.png","archive_link":"https:\/\/langcom.org\/ja\/blog\/author\/raulmaguinahamann\/","biodata":""},"dsm_categories":[{"term_name":"B1 Intermediate 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